There are very few of us who will stay in the same job for the entirety of our careers. This is a very different world of business than what once was; it used to be that people committed their working lives to one company where they started and from which they retired. Today, with many more options on the table and even the availability of working from home in this technologically sophisticated world of commerce, people will often work with many different companies throughout their career as they explore many different experiences.

Luckily we are able to go from company to company, position to position, without sacrificing those financial elements that we have put in place. For instance, if we began a 401k retirement savings plan with one company we have the ability to roll over this savings plan to the next company with which we work. In fact, we should be sure that none of what we have taken such pains to put in place is sacrificed in any way when we move to another company.

Long term disability insurance, for instance, should be something that is always in place regardless of the career in which we are working or the company for which we are working. Disability insurance protects us and our family if we are unable to continue to earn a living because of an illness or an injury. This is protection that should never – under any circumstances – be sacrificed regardless of the moves that you make in your life.

While different companies may offer different internal short and long term disability insurance policies from which to choose, there is often also the need to maintain private disability income insurance in order to fully protect a family. So when switching jobs be sure to keep an eye on your disability insurance!

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